Parliament Parliament Q&A
No special credit package for Western UP MSMEs, ministry cites existing schemes
The MP asked the Ministry of Finance whether the Government proposes a special credit package for MSMEs and handicraft industries in Western Uttar Pradesh, and if so, for details and beneficiaries.
₹20 lakhPradhan Mantri Mudra Yojana (PMMY): Collateral-free credit up to ₹20 lakh; 6.02 crore loans totaling ₹4.13 lakh cro…
The Ministry responded by listing existing national schemes and their disbursement data for Uttar Pradesh.
Asked and answered by: Asked by: Shri Zia Ur Rehman (MP); Answered by: Ministry of Finance (Department of Financial Services), represented by Finance Minister Smt. Nirmala Sitharaman.
What the government said
- Pradhan Mantri Mudra Yojana (PMMY): Collateral-free credit up to ₹20 lakh; 6.02 crore loans totaling ₹4.13 lakh crore disbursed in UP since inception, with 36% to women beneficiaries.
- PM Vishwakarma Scheme: Collateral-free loans up to ₹3 lakh at 5% interest for 18 identified trades; ₹129 crore disbursed to 15,304 beneficiaries in UP.
- National Handicrafts Development Programme (NHDP): ₹29.12 crore sanctioned in FY 2025-26 for 10,616 artisans in UP.
- Comprehensive Handicrafts Cluster Development Scheme (CHCDS): ₹6.25 crore sanctioned in FY 2025-26 for 1,510 artisans in UP; scheme ended 31.03.2026.
- Credit Guarantee Scheme (CGS) via CGTMSE: Over 21 lakh guarantees totaling ₹1.58 lakh crores issued in UP as on 31.07.2026.
- Emergency Credit Line Guarantee Scheme (ECLGS) 5.0: Launched May 2026; ₹13,139 crores disbursed to 55,824 MSMEs in UP as on 05.08.2026.
- Credit Guarantee Scheme for Exporters (CGSE): ₹744.06 crores disbursed to 364 exporters in UP; scheme ended 31.03.2026.
Also in the document
- The answer does not confirm a new, specific 'special credit package' exclusively for Western Uttar Pradesh, but instead cites existing nationwide schemes that cover the region.
- The response provides specific disbursement figures for the state of Uttar Pradesh rather than breaking down data specifically for 'Western Uttar Pradesh' or 'brass, horn and handicraft units' as requested in the question.
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The original document
Parliament of India — Questions & Answers (Lok Sabha, starred)
Question to govt · Ref. LS Q303 (Session 8) · 10 Aug 2026
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