₹1,342.03 crore PMFBY claims pending in Madhya Pradesh

The question asked the Ministry of Agriculture and Farmers Welfare to provide details on pending crop insurance claims under PMFBY in Madhya Pradesh and Maharashtra, the timelines for settlement, grievance mechanisms, technology usage, and punitive actions against insurers.

Asked and answered by: Asked by Smt. Bharti Pardhi and Shri Shrirang Appa Chandu Barne; Answered by the Minister for Agriculture and Farmers Welfare (Shri Shivraj Singh Chauhan).

What the government said

• PMFBY claims in Madhya Pradesh: 7,716.17 crore reported, 6,374.14 crore paid, 1,342.03 crore pending (as on 30.06.2026).
• PMFBY claims in Maharashtra: 27,513.15 crore reported, 27,289.82 crore paid, 223.24 crore pending (as on 30.06.2026).
• Insurance companies must settle claims within 21 days of calculation on the National Crop Insurance Portal (NCIP).
• A 'Digiclaim Module' has been operational since Kharif 2022 to integrate NCIP with PFMS for transparent claim processing.
• Grievances are handled via District and State Level Grievance Redressal Committees and the Krishi Rakshak Portal/Helpline (toll-free 14447).
• YES-TECH (Yield Estimation System Based on Technology) is used for objective crop damage assessment; Madhya Pradesh assigned 100% weightage and Maharashtra 50% weightage to YES-TECH yield in 2025-26.
• A penalty of 12% is automatically levied via NCIP if insurers fail to settle claims within the 21-day timeline, effective from Kharif 2024.

Also in the document

• The government stated that in the last year, claims were paid within prescribed timelines except for specific exceptions such as yield disputes, bank account errors, or pending premium subsidies from State Governments.
• The answer clarifies that for area-based risks, enrolled farmers do not need to file individual claims as they are calculated automatically based on state-reported yield shortfalls.