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Impact of SARFAESI Proceedings

QA closed 27.0
Plain-language summary (AI-generated) — a quick read so you don't have to open the full PDF. May contain errors; the original document below is authoritative.

What was asked, and of whom?

The question asked the Finance Ministry about representations regarding coffee plantations under the SARFAESI Act and the government's stance on amendments or safeguards for coffee growers. The Finance Ministry provided the answer.

Who asked / answered

Shri Shreyas M Patel (asked), Ministry of Finance (answered)

What the government said

  • Representations received seeking exclusion of coffee plantations from SARFAESI Act
  • SARFAESI Act exemption for agricultural land not defined by Act, determined by State revenue laws
  • Karnataka High Court ruled SARFAESI Act applicable to coffee plantations (29.1.2021)
  • Supreme Court case SLP No.7909 of 2021 pending
  • RBI's Prudential Framework for Resolution of Stressed Assets (2019) and Resolution of Stressed Assets Directions (2025) provide flexibility for lenders to restructure loans
  • Section 17 of SARFAESI Act allows borrowers to file Securitisation Application in DRT against enforcement actions

Points worth noting

  • The Karnataka High Court ruling (29.1.2021) states SARFAESI Act applies to coffee plantations as per Karnataka Land Reforms Act, 1961
  • Supreme Court case on the matter is sub judice
  • No specific amendment to SARFAESI Act proposed, but existing framework allows for resolution of stressed assets
Source bodyParliament of India — Questions & Answers (Lok Sabha, starred)
Reference numberLS Q106 (Session 8)
Statusclosed (section: question)
Year27.0
Closing date
Documents1

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Documents

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Question 27.07.2026 ls18s8-q106.pdf
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