PM Jan Dhan Yojana
Plain-language summary (AI-generated) — a quick read so you don't have to open the full PDF. May contain errors; the original document below is authoritative.
What was asked, and of whom?
The question asked for details on PM Jan Dhan Yojana accounts, deposits, RuPay cards, and related facilities, specifically requesting State/UT-wise and district-wise data for various regions. The Ministry of Finance provided the answer.
Who asked / answered
Smt. Bijuli Kalita Medhi and Shri Chandra Prakash Joshi (asked); Ministry of Finance (answered)
What the government said
- Total accounts opened: 58,70,40,707
- No account opening charges or minimum balance requirements
- Overdraft limit up to Rs. 10,000
- Free RuPay Debit card with Rs. 2 lakh accident insurance (increased from Rs. 1 lakh after 28.8.2018)
- PMJDY accounts linked to DBT schemes not centrally maintained
- 2,421 CFLs (Centres for Financial Literacy) set up across the country
- Gram Panchayat level Saturation Campaign (01.07.2025 to 31.10.2025)
- 1-month intensive saturation campaign (15.06.2026 to 15.07.2026) in hilly states
Points worth noting
- The answer does not provide specific figures for the districts mentioned in the question (e.g., Durg, Kanker, etc.) beyond the total state/UT data
- The answer states that DBT data is not centrally maintained
- The answer mentions a specific increase in accident insurance cover from Rs. 1 lakh to Rs. 2 lakh after 28.8.2018
| Source body | Parliament of India — Questions & Answers (Lok Sabha, starred) |
| Reference number | LS Q111 (Session 8) |
| Status | closed (section: question) |
| Year | 27.0 |
| Closing date | — |
| Documents | 1 |
Highlights & Points worth asking
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Documents
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Question
27.07.2026
ls18s8-q111.pdf
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