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Parliament Parliament Q&A

PM Jan Dhan Yojana answer lacks district-wise data on accounts and deposits

The question asked for details on PM Jan Dhan Yojana accounts, deposits, RuPay cards, and related facilities, specifically requesting State/UT-wise and district-wise data for various regions.

Document dated Question to govt Source: sansad.in Read the original document ↗

1 lakhThe answer mentions a specific increase in accident insurance cover from Rs. 1 lakh to Rs. 2 lakh after 28.8.2018

The Ministry of Finance provided the answer.

Asked and answered by: Smt. Bijuli Kalita Medhi and Shri Chandra Prakash Joshi (asked); Ministry of Finance (answered)

What the government said

  • Total accounts opened: 58,70,40,707
  • No account opening charges or minimum balance requirements
  • Overdraft limit up to Rs. 10,000
  • Free RuPay Debit card with Rs. 2 lakh accident insurance (increased from Rs. 1 lakh after 28.8.2018)
  • PMJDY accounts linked to DBT schemes not centrally maintained
  • 2,421 CFLs (Centres for Financial Literacy) set up across the country
  • Gram Panchayat level Saturation Campaign (01.07.2025 to 31.10.2025)
  • 1-month intensive saturation campaign (15.06.2026 to 15.07.2026) in hilly states

Also in the document

  • The answer does not provide specific figures for the districts mentioned in the question (e.g., Durg, Kanker, etc.) beyond the total state/UT data
  • The answer states that DBT data is not centrally maintained
  • The answer mentions a specific increase in accident insurance cover from Rs. 1 lakh to Rs. 2 lakh after 28.8.2018

How this was written

An AI model running on our own computer read the government document and wrote this summary. No person has checked it.

✓ Figures checked. Every number in this summary was found in the document by an automated check.

That check compares numbers only. It cannot confirm that the wording says what the document says — so the original document is always the authority.

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The original document

Parliament of India — Questions & Answers (Lok Sabha, starred)

Question to govt · Ref. LS Q111 (Session 8) · 27 Jul 2026

Parliamentary Q&A 27 Jul 2026 · 0.4 MB Open the document On sansad.in ↗
Read it here

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