कौन ज़िम्मेदार? KaunZimmedar

Insurance (Amendment) Bill raises foreign stake in insurers to 74%

This Bill amends the Insurance Act, 1938 to increase the maximum limit of foreign investment in Indian insurance companies from 49% to 74% of their paid-up equity capital. The stated objective is to supplement domestic long-term capital, technology, and skills to enhance insurance penetration and social protection.

Indian insurance companies (insurers) and foreign investors (including portfolio investors) holding equity shares in these companies.

  • Raises the aggregate holdings of equity shares by foreign investors in an Indian insurance company from 49% to 74% of paid-up equity capital.
  • Omits the Explanation to sub-section (7) of section 27, which previously defined 'control' for insurers with one-third foreign ownership.
  • Amends section 114 to allow the Central Government to prescribe rules regarding the conditions and manner of foreign investment under the new 74% limit.

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Where this law is now — Became law (Act)

The original document

Bill passed both
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Bill 2021-03-15
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Bill passed rs 2021-03-18
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Document details
Official titleTHE INSURANCE (AMENDMENT) BILL, 2021
Source bodyParliament of India — Bills (Lok Sabha & Rajya Sabha)
Reference numberXX
Statusclosed (bill)
Year2021
Closing date
Documents3

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