PMFBY claims delayed in MP, MH due to yield disputes and subsidy delays

The question asked for details on pending crop insurance claims under PMFBY in Madhya Pradesh and Maharashtra, including timelines, grievance mechanisms, technology use, and penalties for delays. It was addressed to the Ministry of Agriculture and Farmers Welfare.

Asked by Smt. Bharti Pardhi and Shri Shrirang Appa Chandu Barne; Answered by the Minister for Agriculture and Farmers Welfare (Shri Shivraj Singh Chauhan).

• PMFBY claims are primarily calculated on an 'Area Approach' basis using yield data submitted by State Governments, meaning enrolled farmers do not need to file individual claims for general crop failure.
• Individual claims for localized risks (hailstorm, landslide, etc.) require farmers to report loss within 72 hours via toll-free number 14447 or the crop insurance app.
• As of 30.06.2026, Madhya Pradesh had ₹1,342.03 crore in pending claims, while Maharashtra had ₹223.24 crore in pending claims.
• Insurance companies are required to settle claims within 21 days of calculation on the National Crop Insurance Portal (NCIP) and receipt of premium subsidy.
• A 'Digiclaim Module' has been operational since Kharif 2022 to integrate NCIP with the Public Finance Management System (PFMS) for transparent claim processing.
• Grievances are handled by District and State Level Grievance Redressal Committees and the Krishi Rakshak Portal/Helpline (KRPH).
• YES-TECH (Yield Estimation System Based on Technology) is being implemented for objective crop damage assessment, with mandatory weightage assigned to its yield estimates for specific crops.
• A penalty of 12% is automatically calculated and levied via NCIP if insurance companies fail to settle claims within the 21-day timeline, effective from Kharif 2024.

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